There is never a good time to checkup on your pension situation. Normally there is such a long time to go before your pension is due you can always find a reason to defer. Then the day dawns when you realise retirement and pension needs are just around the corner. Basic Pension Checkup What level [...]
Under Insure or Over Insure the Pros and Cons
In many cases it is unwise to under insure and your insurance company is likely to penalise you. To over insure is a waste of your money and often time. The answer is to keep a watchful eye on your insurance policies and the insured levels that you want to cover. Under Insuring Pros and [...]
Financial Help for the Bereaved
The death of a spouse or partner can virtually send a person into a catatonic state. Almost the last thing on their mind are legal and formal matters. When the family are ready to confront financial issues there are several things to be borne in mind that may help the bereaved. Bereavement Payments and Allowances [...]
Simple Personal Finance Guidance
Do not get uptight about your own finances but learn the simple basics so you feel on top. There are some approaches that will help you factor in risk and guide you to achieve your longer term goals. If you consider a 45 year working life even at a modest salary you will probably earn [...]
Interest Rate Predictions
Predictions for Interest rates in the UK. How the MPC is likely to set interest rates in the coming months.
Increase your Wealth or Income a Review
Wealth is the total value of all your possessions. It is different from income which is an inward flow of money such as wages, benefits, pensions or interest on savings. Wealth is the value of your assets less any money you owe on loans or mortgages for example. Review What is Wealth The most valuable [...]
Uncertainties in the UK Housing Market
UK House prices continue their uncertain stagnation – against a backdrop of a double dip recession, falling real incomes and inflationary pressures. The slump in the housing market could have been more severe (e.g. look at experience of Spain, US and other countries). But, the outlook for the UK housing market has many uncertainties. UK [...]
Housing Market of the 1970s
In the 1970s, the housing market was as volatile as the rest of the economy. The 1970s saw a continued rise in home-ownership rates. In the early 1970s, there was a real boom in house prices. Then, from 1973, with the period of high inflation, there was a sharp fall in real prices before recovering [...]
The Continuing Credit Crunch
Is it safe to get back in the water yet? Is Jaws still out there looking for the unwary still swimming in the murky financial waters that led to the credit crunch! In 2008 Graham Turner and his company provided forecasts to some of the worlds leading banks. In The Credit Crunch: Housing Bubbles, Globalisation [...]
Ways and Methods of Making Payments
You can pay for products and services in a range of ways and the form of payment can be selected to suit the circumstances. As with making payments using most methods you need some forward planning so the best arrangements are already in place. Cash This is often easiest particularly for small amounts. Legal tender [...]
