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Personal Finance Mumbo Jumbo & Chips

A few pointers on personal finance may help you to dance around the Mumbo Jumbo and gobbledegook you get from professionals and advisers. Professionals carry baggage. They have a living to earn, standards committees to satisfy and a ‘been their done that’ attitude bordering on arrogance. Give me a committed amateur not a do as [...]

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Hate Personal Finance or Scared to Learn?

Kindle owners need look no further for an ebook that could boost your personal finances, not least because you can down load it for the sum of £0.00. Personal Finance For People Who Hate Personal Finance by Gregory Bresiger Kindle Edition free from Amazon Whispernet There is only one review and as ever you would [...]

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Your Personal Investments 2012

Personal investments can take many forms and if you are wise you will have a mix of investments. A balance in your own balance sheet as it were. Our ideas are not exclusive and we recommend you read widely and consider your options relative to the size of your investment and the risk you can [...]

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Ways to Beat the Financial System

Financial companies seek to make money out of us. By and large they are very successful. This means we need to be wary of their attitude as they see individuals as profit opportunities. We need to bear in mind, that to save ourselves money we will have to see through their sales technique, small print [...]

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What is PAYE – Paying As You’re Earning

The UK Pay As You Earn system is a method of paying income tax and national insurance contributions. It is referred to as PAYE and is used for employees and pensioners so they regularly pay an amount of tax related to their weekly or monthly pay. Your employer must deduct tax and national insurance contributions [...]

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Finance on Separation or Divorce

Separation or divorce is an emotional time and often the last thing you want to confront are financial issues. Unfortunately it is not an option to leave the matters to sort themselves out. This is even more important when there are children involved. Issues with a Financial Bearing Where would you and any children live? [...]

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Abbreviations and Acronyms for Financial Beginners

There are more shorthand methods and words used in the world of finance than you can shake a stick at. Below are some of the key abbreviations or Acronyms that the average person will come across from time to time. Do not let the language put you off, if in doubt ask for an explanation [...]

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‘Poorer Than Your Parents’

Alvin Hall the financial guru is starting a radio series aimed at the financial issues faced by the children of the ‘Baby Boomers’. Alvin has a homespun philosophy that strikes home and it will be interesting to see what reaction he gets from his target audience and their parents. In one sense this section of [...]

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Insurance Over 50 and Later in Life

  Who decreed that the over 50′s warranted special insurance? It’s marketing Jim but not as we know it (apologies to Star Trek) From all the adverts you would think Insurance over the age of 50 was going to be a doddle. As ever, there are many risks to consider and a multitude of ways [...]

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Top 10 Tips for Saving Money and the Environment

It is often the case that a frugal lifestyle can make a big difference to also helping the environment. These are some tips which will help you save money and the environment 1. Moderate Heaters and Air Conditioners. To heat the house an extra 2 degrees becomes relatively more expensive and contributes to increased carbon [...]

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