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Finance and Frugal Tips

Economic Articles:  Economics and global Warming Will US economy really benefit from tax cuts? Money Articles Egg Complaints come to the Boil – egg customers complain after company withdraws credit cards Banks criticised over poor information on interest rates  Investing in Yourself at the Simple Dollar Blog Carnivals Carnival of personal Finance 114 included my [...]

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How To Make an Effective Complaint

The art of complaining is a difficult to master. Some people are reluctant to complain despite awful treatment. Others struggle to complain without becoming angry and upset. In life there are many situations where it is important we complain in a polite but forceful and direct manner. Complaining should not be seen as a tortuous [...]

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Ask A Question On Housing Market

If you would like to ask a question on the housing market, economics or mortgages, feel free to leave a comment at the bottom of this post. I will endeavour to answer it the best I can. I studied PPE at Oxford University and now work as an Economics teacher at Cherwell college in Oxford. [...]

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Financial New Year Resolutions for 2008

Financial New Year Resolutions The New Year is an opportunity to make a fresh start, getting rid of bad habits and resolving to find some new good habits. Financial Resolutions for the New Year can include: Have an Annual Financial Service. At least once a year it is worth looking at all your financial decisions [...]

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Stupid Bill Charges

I have free Cable TV through Virgin Media (used to be NTL). I used to have broadband and phone with NTL but switched to BT. Basically, with Virgin media, I just use the free cable TV services (BBC3, BBC4, UK Gold) e.t.c. Today I got a bill for £5.00. So I rang up Virgin Media [...]

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How to avoid defaulting on Mortgage Payments

The rise in number of mortgage defaults is caused by many factors. see: mortgage defaults. In the US, and to a lesser extent in the UK, increasing numbers of homeowners are struggling to meet their mortgage payments and are facing the possibility of their home being repossessed. If this is the case and you are [...]

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Keeping the Right Balance Between Money and Leisure.

In the past 20 years rising average wages have corresponded with people working longer hours. In many ways this is contrary to expectations; you would expect people with rising living standards to spend less hours at work, and use their increased earning power to enjoy more leisure time. However, it seems increasingly common for people [...]

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Suggested Articles on Debt

8 Tips for avoiding a lifetime of debt at Pick the Brain Finance Tips for those Leaving College 10 Painful but effective ways to reduce debt Is the Thought of debt ruling your life? at Clever Dude Carnival of personal finance at My Open Wallet Economics of Falling stock Markets at Economics Help

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Mortgage with Help of Parents

Is it a good idea to get a Mortgage with the help of your parents? Is it a good idea to help your children get a mortgage? In the UK House Prices have risen much faster than average incomes. This means that, despite rising real wages, young people are finding it increasingly difficult to get [...]

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Finance Tips for those Leaving College.

On leaving college / University you will probably find yourself in a combined situation of: Large Debt. Paying a high % of income on Rent. Struggling to Get On property ladder. Working hard in a new job. If you have recently left college and entering into the field of work, these are my financial tips [...]

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