Faulty careless or deliberately misleading statistics are  a constant source of annoyance to me and many others. A newspaper headline this morning screamed ‘nearly one in five believe……’ as though that was a major and significant news item. Well it also means more than 80% do not believe….. Statistics That Need a Health Warning 87.3% [...]

Consider how you use your time and then take action against at least one of the main culprits discussed below. Things – Tangible Items Do you collect or buy items that you do not need, fail to bring joy or never use? Why bother! Things demand time to acquire, store, dust, move and maintain. What [...]

Do you have significant debts as a result of overspending? If you do, you are not alone. Modern society makes it particularly easy to spend more than we really should. However, if you want to clear your debts and have greater peace of mind, it is important to tackle the root cause which is overspending. [...]

Do you think you need some help with starting to save? Do you want to establish a thrifty habit that will grow your savings to reach a particular goal? Then we may have some tips and assistance for you to consider in the sections below. Early Savings Habits Children learn thrifty habits if they get [...]

Power Savings Energy is one of the highest household costs. Switch off items not in use. A full fridge or freezer uses less energy than a partially empty one. No warm air can get in when the door is opened. Plan your cooking so you optimise the oven and hob. Only boil the water you [...]

Our British consumers are fighting against the odds and the recession so  the economy will suffer. A correction is probably overdue as our consumption via debt financed consumer spending has been teetering on the edge for sometime. Debt needed to be brought under control in both public and private arenas. Consumer Spending Definition Household expenditure [...]

The worlds top financial tip is easy to understand but hard to follow. In the developed world spending has become a hobby a habit and a happiness generator. Now is the time to curtail your spending and substitute more free, fun activities. First the Worlds Top Tip….. Do Not Spend The worlds top financial tip [...]