Junior ISA’s are a tax efficient savings and investment for children. They operate like an adult ISA with investments in cash or stocks and shares. The account and funds must remain in the child’s name until they reach 18. Key points of Junior Isas All children aged under 18 who did not qualify for a [...]

  Is it worth saving for the future? If so what are the best methods of turning your savings into a financially sound future? Why Saving is Worthwhile Thrift and saving is a habit that is worth acquiring when you are young. Major expenditures can’t always be afforded in one go unless you have some [...]

Newspapers and magazines are often keen to help readers by publishing ‘Best Buy’ information. When that data has been provided by an independent source such as money supermarket it can help savers make the decision on where to save. However we recommend some caution on using these tables. Best Buy Savings Potential Issues Top of [...]

If you had a hole in your trouser pocket, you wouldn’t keep putting money there. Instead you would look to first mend the hole. It is the same with our finances. We work very hard to earn money and then due to bad habits and mistakes we can easily lose our money almost as soon [...]

Unfortunately house prices in the UK, US and Canada have increased much faster than incomes. Despite the recent slowdown in house price growth, it is not easy to save a 10-15% deposit for a house. However, if you are frustrated with paying several hundreds of pounds a month rent, it is worth trying to save [...]