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	<title>Comments on: 10 Painful but Effective ways to reduce Debt.</title>
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	<link>http://www.mortgageguideuk.co.uk/blog/frugality/10-painful-but-effective-ways-to-reduce-debt/</link>
	<description>Simplifying Finance, Housing and debt</description>
	<lastBuildDate>Fri, 10 Feb 2012 11:38:14 +0000</lastBuildDate>
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		<title>By: Suggested Articles on Debt &#124; Finance Blog</title>
		<link>http://www.mortgageguideuk.co.uk/blog/frugality/10-painful-but-effective-ways-to-reduce-debt/comment-page-1/#comment-3067</link>
		<dc:creator>Suggested Articles on Debt &#124; Finance Blog</dc:creator>
		<pubDate>Tue, 02 Aug 2011 13:34:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgageguideuk.co.uk/blog/frugality/10-painful-but-effective-ways-to-reduce-debt/#comment-3067</guid>
		<description>[...] 10 Painful but effective ways to reduce debt [...]</description>
		<content:encoded><![CDATA[<p>[...] 10 Painful but effective ways to reduce debt [...]</p>
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		<title>By: Millie Allen</title>
		<link>http://www.mortgageguideuk.co.uk/blog/frugality/10-painful-but-effective-ways-to-reduce-debt/comment-page-1/#comment-2549</link>
		<dc:creator>Millie Allen</dc:creator>
		<pubDate>Wed, 28 Apr 2010 18:46:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgageguideuk.co.uk/blog/frugality/10-painful-but-effective-ways-to-reduce-debt/#comment-2549</guid>
		<description>I have to agree with you that by getting rid of cable helps a lot. I now get a lift, if I need to, instead of driving my car.  I will be giving that up very soon. Great blog.</description>
		<content:encoded><![CDATA[<p>I have to agree with you that by getting rid of cable helps a lot. I now get a lift, if I need to, instead of driving my car.  I will be giving that up very soon. Great blog.</p>
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		<title>By: Jimmy</title>
		<link>http://www.mortgageguideuk.co.uk/blog/frugality/10-painful-but-effective-ways-to-reduce-debt/comment-page-1/#comment-2538</link>
		<dc:creator>Jimmy</dc:creator>
		<pubDate>Fri, 09 Apr 2010 13:00:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgageguideuk.co.uk/blog/frugality/10-painful-but-effective-ways-to-reduce-debt/#comment-2538</guid>
		<description>Disconnect your home brandband for one year and you will be amazed how much money you have saved on internet shopping</description>
		<content:encoded><![CDATA[<p>Disconnect your home brandband for one year and you will be amazed how much money you have saved on internet shopping</p>
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		<title>By: Emily</title>
		<link>http://www.mortgageguideuk.co.uk/blog/frugality/10-painful-but-effective-ways-to-reduce-debt/comment-page-1/#comment-2534</link>
		<dc:creator>Emily</dc:creator>
		<pubDate>Wed, 31 Mar 2010 14:35:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgageguideuk.co.uk/blog/frugality/10-painful-but-effective-ways-to-reduce-debt/#comment-2534</guid>
		<description>Great suggestions! I lived with my mum straight out of the university so I could save money. A little over a year later, I was able to buy my own house.</description>
		<content:encoded><![CDATA[<p>Great suggestions! I lived with my mum straight out of the university so I could save money. A little over a year later, I was able to buy my own house.</p>
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		<title>By: Debtsolver</title>
		<link>http://www.mortgageguideuk.co.uk/blog/frugality/10-painful-but-effective-ways-to-reduce-debt/comment-page-1/#comment-2516</link>
		<dc:creator>Debtsolver</dc:creator>
		<pubDate>Tue, 09 Mar 2010 14:39:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgageguideuk.co.uk/blog/frugality/10-painful-but-effective-ways-to-reduce-debt/#comment-2516</guid>
		<description>I am already doing points 1,3,4 &amp; 5..but I don&#039;t think I will survive at my parents without a means to get away (car) or if I&#039;m stuck at home my TV!! 

Good points otherwise ;)</description>
		<content:encoded><![CDATA[<p>I am already doing points 1,3,4 &amp; 5..but I don&#8217;t think I will survive at my parents without a means to get away (car) or if I&#8217;m stuck at home my TV!! </p>
<p>Good points otherwise <img src='http://www.mortgageguideuk.co.uk/blog/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
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		<title>By: Bad Debt Consolidation</title>
		<link>http://www.mortgageguideuk.co.uk/blog/frugality/10-painful-but-effective-ways-to-reduce-debt/comment-page-1/#comment-2503</link>
		<dc:creator>Bad Debt Consolidation</dc:creator>
		<pubDate>Sun, 28 Feb 2010 20:22:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgageguideuk.co.uk/blog/frugality/10-painful-but-effective-ways-to-reduce-debt/#comment-2503</guid>
		<description>Some worthy advice and aptly named.

Cutting up your credit cards is certainly a painful step, if nothing else it takes a very long time to glue them back together properly. ;)

As for the $5 a day, with some proper planning it can be done. You just need to plan properly and avoid convenience shopping.</description>
		<content:encoded><![CDATA[<p>Some worthy advice and aptly named.</p>
<p>Cutting up your credit cards is certainly a painful step, if nothing else it takes a very long time to glue them back together properly. <img src='http://www.mortgageguideuk.co.uk/blog/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
<p>As for the $5 a day, with some proper planning it can be done. You just need to plan properly and avoid convenience shopping.</p>
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		<title>By: Alex Ochumba</title>
		<link>http://www.mortgageguideuk.co.uk/blog/frugality/10-painful-but-effective-ways-to-reduce-debt/comment-page-1/#comment-2473</link>
		<dc:creator>Alex Ochumba</dc:creator>
		<pubDate>Fri, 05 Feb 2010 09:09:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgageguideuk.co.uk/blog/frugality/10-painful-but-effective-ways-to-reduce-debt/#comment-2473</guid>
		<description>this is one of the best information this new year.it will really help alot in making personal decisions on financial spending.keep it up blog.</description>
		<content:encoded><![CDATA[<p>this is one of the best information this new year.it will really help alot in making personal decisions on financial spending.keep it up blog.</p>
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		<title>By: IVA Company</title>
		<link>http://www.mortgageguideuk.co.uk/blog/frugality/10-painful-but-effective-ways-to-reduce-debt/comment-page-1/#comment-2196</link>
		<dc:creator>IVA Company</dc:creator>
		<pubDate>Wed, 20 May 2009 11:56:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgageguideuk.co.uk/blog/frugality/10-painful-but-effective-ways-to-reduce-debt/#comment-2196</guid>
		<description>I think that the following tips will work with the proper self control. It will result to a debt-free life.</description>
		<content:encoded><![CDATA[<p>I think that the following tips will work with the proper self control. It will result to a debt-free life.</p>
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		<title>By: Write Off Debt</title>
		<link>http://www.mortgageguideuk.co.uk/blog/frugality/10-painful-but-effective-ways-to-reduce-debt/comment-page-1/#comment-2191</link>
		<dc:creator>Write Off Debt</dc:creator>
		<pubDate>Thu, 14 May 2009 19:17:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgageguideuk.co.uk/blog/frugality/10-painful-but-effective-ways-to-reduce-debt/#comment-2191</guid>
		<description>Haha... I conform to 8 out of your 10 tips for reducing debt... it&#039;s just the mending of my clothes and that luxurious trip to the back garden that have evaded me thus far!!

I think another great idea is to drop the tariff of your mobile or get rid completely! A cheap alternative is 3, but their phones are quite large and clumbersome. I think I&#039;d rather have Croc Dundee&#039;s lassoo than a 3 mobile Ha!

Nick</description>
		<content:encoded><![CDATA[<p>Haha&#8230; I conform to 8 out of your 10 tips for reducing debt&#8230; it&#8217;s just the mending of my clothes and that luxurious trip to the back garden that have evaded me thus far!!</p>
<p>I think another great idea is to drop the tariff of your mobile or get rid completely! A cheap alternative is 3, but their phones are quite large and clumbersome. I think I&#8217;d rather have Croc Dundee&#8217;s lassoo than a 3 mobile Ha!</p>
<p>Nick</p>
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		<title>By: Alan</title>
		<link>http://www.mortgageguideuk.co.uk/blog/frugality/10-painful-but-effective-ways-to-reduce-debt/comment-page-1/#comment-2057</link>
		<dc:creator>Alan</dc:creator>
		<pubDate>Sat, 21 Feb 2009 12:02:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgageguideuk.co.uk/blog/frugality/10-painful-but-effective-ways-to-reduce-debt/#comment-2057</guid>
		<description>I have my girlfriend on the £4 a day scheme which is bad as the dollar is stronger than the pound so if she sticks to it she will be debt free in a month, or its off to debt management for her.</description>
		<content:encoded><![CDATA[<p>I have my girlfriend on the £4 a day scheme which is bad as the dollar is stronger than the pound so if she sticks to it she will be debt free in a month, or its off to debt management for her.</p>
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