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	<title>Comments on: 7 Ways to Avoid Overspending.</title>
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	<link>http://www.mortgageguideuk.co.uk/blog/frugality/7-ways-to-avoid-overspending/</link>
	<description>Simplifying Finance, Housing and debt</description>
	<lastBuildDate>Wed, 10 Mar 2010 10:45:59 +0000</lastBuildDate>
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		<title>By: High Interest Savings Accout</title>
		<link>http://www.mortgageguideuk.co.uk/blog/frugality/7-ways-to-avoid-overspending/comment-page-1/#comment-2381</link>
		<dc:creator>High Interest Savings Accout</dc:creator>
		<pubDate>Sat, 21 Nov 2009 04:53:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgageguideuk.co.uk/blog/frugality/7-ways-to-avoid-overspending/#comment-2381</guid>
		<description>I think people spend too much money on Christmas.
Many people do not have cash to buy gifts and they only rely on credit card to pay off the goods.</description>
		<content:encoded><![CDATA[<p>I think people spend too much money on Christmas.<br />
Many people do not have cash to buy gifts and they only rely on credit card to pay off the goods.</p>
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		<title>By: Tips for saving</title>
		<link>http://www.mortgageguideuk.co.uk/blog/frugality/7-ways-to-avoid-overspending/comment-page-1/#comment-2139</link>
		<dc:creator>Tips for saving</dc:creator>
		<pubDate>Sun, 22 Mar 2009 21:47:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgageguideuk.co.uk/blog/frugality/7-ways-to-avoid-overspending/#comment-2139</guid>
		<description>When you go out with friends leave your credit card at home! That way when yout friends say &quot;Buy us a drink or something&quot; You can say I got no money!! Buy what you really need and stick to it even temptations are always there just think the week after you could save atleast £5 or more. Every bill adds up so make you life more easy and think think think!</description>
		<content:encoded><![CDATA[<p>When you go out with friends leave your credit card at home! That way when yout friends say &#8220;Buy us a drink or something&#8221; You can say I got no money!! Buy what you really need and stick to it even temptations are always there just think the week after you could save atleast £5 or more. Every bill adds up so make you life more easy and think think think!</p>
]]></content:encoded>
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		<title>By: Debt repayment</title>
		<link>http://www.mortgageguideuk.co.uk/blog/frugality/7-ways-to-avoid-overspending/comment-page-1/#comment-2065</link>
		<dc:creator>Debt repayment</dc:creator>
		<pubDate>Mon, 23 Feb 2009 08:24:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgageguideuk.co.uk/blog/frugality/7-ways-to-avoid-overspending/#comment-2065</guid>
		<description>Good you here from you about the over expenditure.</description>
		<content:encoded><![CDATA[<p>Good you here from you about the over expenditure.</p>
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		<title>By: Write off Debt</title>
		<link>http://www.mortgageguideuk.co.uk/blog/frugality/7-ways-to-avoid-overspending/comment-page-1/#comment-2039</link>
		<dc:creator>Write off Debt</dc:creator>
		<pubDate>Thu, 12 Feb 2009 13:44:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgageguideuk.co.uk/blog/frugality/7-ways-to-avoid-overspending/#comment-2039</guid>
		<description>You have created a great list about how to avoid overspending. The most intriguing one for me is 5. Give Items Objective ratings. If you were to rate items you purchase on a scale like this you would be sure to put back those unnecessary purchases.</description>
		<content:encoded><![CDATA[<p>You have created a great list about how to avoid overspending. The most intriguing one for me is 5. Give Items Objective ratings. If you were to rate items you purchase on a scale like this you would be sure to put back those unnecessary purchases.</p>
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		<title>By: click4credit</title>
		<link>http://www.mortgageguideuk.co.uk/blog/frugality/7-ways-to-avoid-overspending/comment-page-1/#comment-1980</link>
		<dc:creator>click4credit</dc:creator>
		<pubDate>Sun, 11 Jan 2009 06:41:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgageguideuk.co.uk/blog/frugality/7-ways-to-avoid-overspending/#comment-1980</guid>
		<description>May be we could add &quot;Never be taken in by a sale&quot;. When items go on sale, people are encouraged to spend more since they feel that they are saving money. Without knowing it, there are times when they are actually spending more than they had budgetted for on things that they don&#039;t really need (which just happens to be on sale)</description>
		<content:encoded><![CDATA[<p>May be we could add &#8220;Never be taken in by a sale&#8221;. When items go on sale, people are encouraged to spend more since they feel that they are saving money. Without knowing it, there are times when they are actually spending more than they had budgetted for on things that they don&#8217;t really need (which just happens to be on sale)</p>
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		<title>By: kate</title>
		<link>http://www.mortgageguideuk.co.uk/blog/frugality/7-ways-to-avoid-overspending/comment-page-1/#comment-1679</link>
		<dc:creator>kate</dc:creator>
		<pubDate>Thu, 04 Sep 2008 13:41:54 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgageguideuk.co.uk/blog/frugality/7-ways-to-avoid-overspending/#comment-1679</guid>
		<description>Yes we all have to learn at some point</description>
		<content:encoded><![CDATA[<p>Yes we all have to learn at some point</p>
]]></content:encoded>
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		<title>By: Saving Money on Grocery Shopping &#124; Finance Blog</title>
		<link>http://www.mortgageguideuk.co.uk/blog/frugality/7-ways-to-avoid-overspending/comment-page-1/#comment-1594</link>
		<dc:creator>Saving Money on Grocery Shopping &#124; Finance Blog</dc:creator>
		<pubDate>Wed, 30 Jul 2008 11:25:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgageguideuk.co.uk/blog/frugality/7-ways-to-avoid-overspending/#comment-1594</guid>
		<description>[...] 7 Ways to avoid overspending [...]</description>
		<content:encoded><![CDATA[<p>[...] 7 Ways to avoid overspending [...]</p>
]]></content:encoded>
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		<title>By: How To Increase Your Disposable Income &#124; Finance Blog</title>
		<link>http://www.mortgageguideuk.co.uk/blog/frugality/7-ways-to-avoid-overspending/comment-page-1/#comment-1571</link>
		<dc:creator>How To Increase Your Disposable Income &#124; Finance Blog</dc:creator>
		<pubDate>Fri, 25 Jul 2008 11:44:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgageguideuk.co.uk/blog/frugality/7-ways-to-avoid-overspending/#comment-1571</guid>
		<description>[...] A growing phenomena is for people to use retail therapy. It is easy to get into habits of buying clothes and goods we don&#8217;t really need because shopping has become a hobby. If you fall into this category, create a new hobby other than wandering around shops. If we spend just time browsing, we invariably end up buying what we don&#8217;t really need. Be strict and only buy goods that we really need. If you are unsure, wait a day before buying. If you really like it you will want to go back and get it. (Avoid overspending) [...]</description>
		<content:encoded><![CDATA[<p>[...] A growing phenomena is for people to use retail therapy. It is easy to get into habits of buying clothes and goods we don&#8217;t really need because shopping has become a hobby. If you fall into this category, create a new hobby other than wandering around shops. If we spend just time browsing, we invariably end up buying what we don&#8217;t really need. Be strict and only buy goods that we really need. If you are unsure, wait a day before buying. If you really like it you will want to go back and get it. (Avoid overspending) [...]</p>
]]></content:encoded>
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		<title>By: 10 Tips for Surviving A Recession &#124; Finance Blog</title>
		<link>http://www.mortgageguideuk.co.uk/blog/frugality/7-ways-to-avoid-overspending/comment-page-1/#comment-1549</link>
		<dc:creator>10 Tips for Surviving A Recession &#124; Finance Blog</dc:creator>
		<pubDate>Thu, 17 Jul 2008 12:06:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgageguideuk.co.uk/blog/frugality/7-ways-to-avoid-overspending/#comment-1549</guid>
		<description>[...] With disposable income stagnating or even falling, spend frugally. Discount shops such as Matalan, Aldi and Primark have seen increased demand as people look for good value. A squeeze on household income is a good time to look at reducing unnecessary expenditure and making economies which don&#8217;t harm your living standards. See: Ways to avoid overspending [...]</description>
		<content:encoded><![CDATA[<p>[...] With disposable income stagnating or even falling, spend frugally. Discount shops such as Matalan, Aldi and Primark have seen increased demand as people look for good value. A squeeze on household income is a good time to look at reducing unnecessary expenditure and making economies which don&#8217;t harm your living standards. See: Ways to avoid overspending [...]</p>
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		<title>By: 10 Things to Stop Doing and Improve Your Finances &#124; Finance Blog</title>
		<link>http://www.mortgageguideuk.co.uk/blog/frugality/7-ways-to-avoid-overspending/comment-page-1/#comment-1115</link>
		<dc:creator>10 Things to Stop Doing and Improve Your Finances &#124; Finance Blog</dc:creator>
		<pubDate>Mon, 10 Mar 2008 12:57:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgageguideuk.co.uk/blog/frugality/7-ways-to-avoid-overspending/#comment-1115</guid>
		<description>[...] Firms are very good at selling things. They try to exploit customers tendencies to buy on impulse and packaging.  See these tips for reducing overspending [...]</description>
		<content:encoded><![CDATA[<p>[...] Firms are very good at selling things. They try to exploit customers tendencies to buy on impulse and packaging.  See these tips for reducing overspending [...]</p>
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