Kindle owners need look no further for an ebook that could boost your personal finances, not least because you can down load it for the sum of £0.00. Personal Finance For People Who Hate Personal Finance by Gregory Bresiger Kindle Edition free from Amazon Whispernet There is only one review and as ever you would [...]
Interest Rate Graphs
Base Interest Rates The Base rate is the rate set by the Central Bank. It is the most important interest rate in the economy because it influences all the other interest rates. If the Central Bank cuts its base rate, it means it is cheaper for commercial banks to borrow from the Central Bank, this [...]
Spend Time Planning Your Mortgage! – Save Money!
It seems Britons are more interested in spending time on planning a holiday than maximising the savings from a mortgage. A study by Fool.co.uk found that: 36% of customers spend more than 10 hours selecting a holiday. Only 21% would spend more than 10 hours selecting a mortgage. 41% of customers do not shop around [...]
Duff, Faulty and Misleading Statistics
Faulty careless or deliberately misleading statistics are a constant source of annoyance to me and many others. A newspaper headline this morning screamed ‘nearly one in five believe……’ as though that was a major and significant news item. Well it also means more than 80% do not believe….. Statistics That Need a Health Warning 87.3% [...]
Interest Rate Predictions
Predictions for Interest rates in the UK. How the MPC is likely to set interest rates in the coming months.
Eliminate Time Wasting – 15 Quick Tips
Consider how you use your time and then take action against at least one of the main culprits discussed below. Things – Tangible Items Do you collect or buy items that you do not need, fail to bring joy or never use? Why bother! Things demand time to acquire, store, dust, move and maintain. What [...]
Interest rates and Exchange rates
Interest rates influence the exchange rate. In the short-term changes in the interest rates are one of the most important factors influencing the exchange rate. Generally, an increase in interest rates in the UK would increase the value of Sterling. Why Higher Interest Rates Increase Value of Exchange Rate If UK increase interest rates relative [...]
Legal Structures When Starting a UK Business
You are already a contracting entity from the moment you spend your first pocket money or ride a fare paying bus. You offer cash they accept and you have a contract. A business is just a planned series of contracts usually with a purpose. A one off sale on Ebay would not form a series [...]
The Organised Mortgage
The mortgage industry is still risk averse and the FSA are bringing in new ‘safeguards’ and getting a mortgage is still tough. 2012 more than most other years requires mortgagees to be even better organised than in the past. ‘Getting your ducks in a row’ will help you obtain a mortgage. Leaving gaps in your [...]
Your Personal Investments 2012
Personal investments can take many forms and if you are wise you will have a mix of investments. A balance in your own balance sheet as it were. Our ideas are not exclusive and we recommend you read widely and consider your options relative to the size of your investment and the risk you can [...]
