The UK is experiencing population growth in the UK, because of rising immigration. Part of the reason is due to the expansion of the European Union into the East. This means workers from Poland, Czech Republic, Bulgaria and Slovakia are now able to move to the UK, to take advantage of higher living standards.
However, on arriving in the UK, immigrants are often shocked at the state of the UK Housing Market. Average house prices, especially in the South East where immigrants tend to live, are far beyond the salary of the average worker. Thus immigrants have great difficulty in getting a mortgage because they face both high house prices, plus the lack of suitable British credit records.
These are some tips for immigrants and foreigners to be able to get a mortgage in the UK.